Welcome back for more money-saving tips that everyone can use. We hope that so far you have been able to pick up at least a few tips that are already starting to save you money. Statistically, if you can use about a dozen of the hundred or so tips that we have given you should be able to save between $100 and $200 a month. Today we have a number of other excellent tips for saving money at home, on the go or wherever. Enjoy them, use them and would you do save money make sure you put it towards retirement or in the back. Enjoy.
1) grow your own vegetables and fruits. The simple fact is that depending on where you live in the country you should be able to grow your own fruits and vegetables with just a modicum of effort. Not only will the save you money in the long run but, because these fruits and vegetables will be loaded with pesticides and herbicides, your family will get a lot more nutrition and a lot less chemicals. Besides, there’s nothing like eating fruits and vegetables they just picked out of your own garden.
2) When you have a moment be sure to check out your community calendar. Many people have no idea how many excellent, interesting events happen around their town every day because they’re so busy with their own lives but they don’t bother to look. If you’re keen on finding out what’s going on around your town usually you can find that info at the library or in your local paper and find all sorts of interesting and even free things to do.
3) If it’s possible, start using public transportation. Larger towns and cities have a bus line, trains and subways. Of course there’s always carpooling if it’s possible and it’s a good way to get to meet your neighbors. In many cities you can find a monthly or annual transit pass that, usually within about 2 to 3 months, will pay for itself.
4) If you cut your hair really short and you aren’t worried that you don’t have the latest style, then cutting your own hair is a great way to save money. The average person needs a haircut about once a month and, if you’re a guy, that means about $20. If you do some quick math you’ll see that that means a savings of $240 per year which is quite a little bit of change.
5) If you are stuck in debt planning how to pay the debt down and get out from under it should be on your to do list. Frankly if you’re drowning in debt you are probably wasting all sorts of money in late fees and other financial penalties. If that’s the case it may be a good idea to talk to a financial specialist figure out a way to get out from under the debt and start using the extra money to fund your retirement instead.
6) We talked about it already but it begs repeating; if it’s possible you should start to carpool. This will not only save you money and gas but will also save you money and car repairs and car maintenance fees.
7) Rather than wait until something around the house breaks, why not set up a monthly maintenance check of your home and all your major appliances. Frankly, waiting for something to break is what they call reactive and what you need to really be as proactive.
8) If you’re going on a long car trip, an excellent way to save money is to pack a lunch for everyone rather than stop at a fast food place along the way. This will save you that only some money, but also quite a bit of time that would be better spent having fun at your destination.
How’s that for a great way to start your day?! Eight excellent tips that will help you save money, save time and cut down on maintenance and repairs of your car and major appliances. We hope you enjoyed them all and that you found one or two that you can use. Please come back and join us soon for another group of excellent money-saving tips. See you then!