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Aug 29 2011

Don’t Make These 10 First Time Homebuyer Mistakes

ShareTweet Thanks to record low mortgage rates and home prices that have fallen roughly one-third on a national level from the real estate bubble’s peak, buying a home is now more affordable than it has been in decades. (NOTE: This takes into consideration the price of the house/mortgage only, not other costs such as HOA […]

Written by Justin Weinger · Categorized: Around The House, Frugal Living, Home Ownership, Keeping Up With The Jones, Live Below Your Means, Mortgage Default · Tagged: first time homebuyer mistakes, home affordability at record highs, interest rates, is now the time to buy, Mortgage loan, mortgages, recession, when to buy your first home

Jul 30 2011

20% Down Payments for Homes Is (Hopefully) Making a Comeback

ShareTweet For many years leading up to the real estate bubble, it was almost unheard of to purchase a home without at least a 20% down payment. This was the bank’s way of making sure you had adequate skin in the game and started off with enough equity that, if you ran into payment problems, […]

Written by Justin Weinger · Categorized: Economy, Home Ownership, Investing, Keeping Up With The Jones, Mortgage Default · Tagged: Dodd–Frank Wall Street Reform and Consumer Protection Act, down payment standards, down payments and default, Mortgage loan, requiring 20% down payment, requiring higher down payments, return to 20% down payment

Jul 05 2011

Mortgage Applications Decline According to Mortgage Bankers Association

ShareTweet Mortgage applications declined by roughly three percent during the last week in June according to the Mortgage Bankers Association, a leading industry group.  This was the second straight week of declines despite 30-year fixed mortgage rates just barely above the historical lows set late in 2010. According to HousingWire.com – a site I follow […]

Written by Justin Weinger · Categorized: Around The House, Investing · Tagged: Fixed rate mortgage, housing, Interest rate, Mortgage Bankers Association, Mortgage loan, Refinancing

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