First off, if you’re expecting I’d like to say congratulations; if you’re getting ready to “start trying” (which is a term I’ve always found sort of odd) I’d like to say best of luck!
Having a baby and starting a family is certainly an amazing and exciting time in your life. Unfortunately, it can also be an incredibly expensive time, with increased insurance costs, baby food, clothes, diapers, etc.
That’s why it’s critically important for your family’s financial future that you begin making a baby budget prior to the arrival of your child/children. In fact, it’s probably pretty important that you create and stick to a budget well before you start planning to have a family.
So, to that end, I highly recommend that you check out my sample budget spreadsheet and start working on a budget today, regardless of whether or not you’ve recently had a child, are expecting, or are getting ready to start trying. Currently, the budget is very generic, but can be easily tailored to fit any growing family’s needs!
You’re going to be stressed enough as it is, don’t let money worries become another problem.
Again, here’s a link to my sample budget, as well as a link to my popular book for the Amazon Kindle – How to Budget: Get Out of Debt and Start Saving More Money.