Welcome back for Part 6 of our money saving tips blog series. By now we’re sure that you found one or two tips at least that you have been able to use in order to start saving some money on everyday purchases as well as lots of other things around your home, your car and your family. We have tons more excellent tips and information to bring you so without further ado let’s get started. Enjoy.
1) No matter which mobile phone service carrier you use, go over your bill with a fine tooth comb and, if you don’t think that you’re getting the best deal, let them know that they better give you a better deal or you’re going to switch companies. Also check to see that all of the services you are paying for our services you actually need.
2) If you are still paying for student loans make sure that you consolidate them. Right now interest rates are very low and even a 1% reduction on a $50,000 loan a will save you $500 a year so make a few calls and see what your options are.
3) The next time you buy a new car try and buy one that is a late model and used. Many times these cars come straight into the dealer’s lot off of a lease. What that means for you is that you will get a car that was well taken care of, will save you thousands over the sticker price of a new car, and will help you to pay off your car significantly faster.
4) Find your local library and use it. The simple fact is that the library isn’t just the place to get all books anymore. There are so many things that you can do absolutely free local library that is funny. You can learn a foreign language, get free DVD movies and music CDs, read your local newspaper and even meet some of your neighbors. All for free.
5) Change your personal hygiene habits. If you’re a man for example the cheapest razor blades are practically as good as the most expensive razor blades and the result is the same. Also, you can use regular soap instead of shaving cream and again the results are the same. For the ladies this might be a little tougher but frankly it is also possible to use the cheapest razor and hand soap so if you’re keen on saving money go for it.
6) If you work for a medium to large sized company do your research and find out exactly what kinds of benefits that they have and, if you qualify for any of them, start using them. Frankly, you might be very surprised at what they are providing for you and your fellow colleagues including tickets to sporting events, opportunities for self-improvement, employee matching on retirement funds and other money-saving benefits as well as benefits that further your career.
7) If you can, encourage your friends and family to engage in activities that are inexpensive. One of the easiest ways to do this is to be the person that suggests the activities to begin with. If you do that you have a better chance of steering them towards what you want to do, an activity that will save money, and when you’re done everyone will thank you because they will all have saved some money and had a good time nonetheless.
8) Use your cruise control in your car if you have it. Not only will this save you money on gas it will also save you money on maintenance for your car and, if the local police in your town are aggressive, it will save you money on speeding tickets that you don’t get.
That’s eight more excellent money-saving tips that you now have and can use every day to save a few bucks here and there. Use as many as you can and of course make sure to come back and see you soon as we have lots more to give you. Have a great day!