Despite the factÂ that we’re well into the new year, I’m sure all of us are keeping true to New Year’s Resolutions and are working extremely hard to kick our bad habits.Â However, if you may have slipped a bit, hopefully this article will help find a financial reason to get back on track.
Our bad habits – drinking, smoking, overeating, over spending, etc. – cost us hundreds, if not thousands of dollars each year.Â We know we shouldn’t do what we’re doingÂ (or at least not to theÂ excess that we do it), yet for some reason weÂ keep on keepin’ on.
Now’s as good a time as any to put a stop to that.Â Kick your bad habits and save a lot of money!Â
First off, let’s “set the mood” and examine what a “bad habit” really is.Â We’re going to get very elementary with this examination, so please bear with me.
Let’s look at the words that make up the term “bad habit.”Â First off, we have the word “bad” which means not good, something you know shouldn’t be doing.Â Secondly, we have the word “habit” which meansÂ something that you consistently do, probably without even thinking about it.
So, now instead of using the term “bad habit” we’re going to call it “something you know you shouldn’t do but are consistently doing.”Â
Well, for the sake of saving myself from getting carpal tunnel syndrome, I’ll go ahead and continue to use the term “bad habit” but I think you get the point.
Now that we knowÂ what a bad habit essentially is, it’s time to examine what in your life could be considered bad habits – especially ones that take a goodÂ chunk out of your disposable income – and determine a good plan to either get them in control or out of your life all together.
Keep in mind, your bad habits don’t necessarily need to be whatÂ societyÂ deems to beÂ a bad habit.Â Â While smoking, drinking, etc. are certainly good places to start when trying to get things in order, theyÂ definitely are not the only things you should focus on.Â Things like, “doÂ I buy lots of DVDs thatÂ I never watch” or, “do I buy items based on want and not need” are questions you need to be asking yourself as well.Â While it’s certainly sociallyÂ acceptable to spend lots of money on useless DVDs, it’s probably not in your best financial interest.
Anyway, I’m sure I’m preaching to the choir on this one because everyone keeps all of their New Year’s resolutions, but just in case you haven’t or have slipped a little bit, hopefully I’ve show that there is plenty of financial incentive for you to kick those bad habits.