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	<title>Comments on: Start Paying Cash and Watch Your Expenses Decrease</title>
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	<link>http://www.savingwithoutabudget.com/miscellaneous/start-paying-cash-and-watch-your-expenses-decrease/</link>
	<description>Saving Lots of Money Is Easy.  I&#039;ll Show You How.</description>
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		<title>By: Carol</title>
		<link>http://www.savingwithoutabudget.com/miscellaneous/start-paying-cash-and-watch-your-expenses-decrease/comment-page-1/#comment-12892</link>
		<dc:creator>Carol</dc:creator>
		<pubDate>Wed, 25 Apr 2007 20:13:43 +0000</pubDate>
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		<description>Absolutely! Pay cash! We started doing that in 1999, and we cut our spending by 20%. Still do it now, eight years later. We have no debt, and plenty of money saved and invested. Using cash really stops unnecessary spending. 

The first rule of personal finance is that you&#039;ve got to spend less than you earn. Using cash keeps you away from the credit cards.</description>
		<content:encoded><![CDATA[<p>Absolutely! Pay cash! We started doing that in 1999, and we cut our spending by 20%. Still do it now, eight years later. We have no debt, and plenty of money saved and invested. Using cash really stops unnecessary spending. </p>
<p>The first rule of personal finance is that you&#8217;ve got to spend less than you earn. Using cash keeps you away from the credit cards.</p>
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		<title>By: coRank</title>
		<link>http://www.savingwithoutabudget.com/miscellaneous/start-paying-cash-and-watch-your-expenses-decrease/comment-page-1/#comment-11571</link>
		<dc:creator>coRank</dc:creator>
		<pubDate>Wed, 18 Apr 2007 13:02:55 +0000</pubDate>
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		<description>&lt;strong&gt;Start Paying Cash and Watch Your Expenses Decrease&lt;/strong&gt;

Think about it, when you make a big purchase and hand over your credit card, you don â€™t really feel any sting. But, when you have to hand over a wad of your hard earned cash - now that stings quite a bit. You probably put a bit more thought </description>
		<content:encoded><![CDATA[<p><strong>Start Paying Cash and Watch Your Expenses Decrease</strong></p>
<p>Think about it, when you make a big purchase and hand over your credit card, you don â€™t really feel any sting. But, when you have to hand over a wad of your hard earned cash &#8211; now that stings quite a bit. You probably put a bit more thought</p>
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		<title>By: Michael</title>
		<link>http://www.savingwithoutabudget.com/miscellaneous/start-paying-cash-and-watch-your-expenses-decrease/comment-page-1/#comment-11569</link>
		<dc:creator>Michael</dc:creator>
		<pubDate>Wed, 18 Apr 2007 12:47:14 +0000</pubDate>
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		<description>I can fully attest to the power of saving money using cash. For years my wife and I only used our debit cards, and never carried cash because we thought we couldn&#039;t control ourselves with cash. Well every month for two years we went over on our grocery budget... every single time. I finally listened to her, and we changed over to using cash envelopes for some of our budgets, including grocery. We have been using the envelopes for four months now, and have NEVER gone over on the grocery budget since. We even DECREASED OUR GROCERY budget, and we still get by just fine every time!</description>
		<content:encoded><![CDATA[<p>I can fully attest to the power of saving money using cash. For years my wife and I only used our debit cards, and never carried cash because we thought we couldn&#8217;t control ourselves with cash. Well every month for two years we went over on our grocery budget&#8230; every single time. I finally listened to her, and we changed over to using cash envelopes for some of our budgets, including grocery. We have been using the envelopes for four months now, and have NEVER gone over on the grocery budget since. We even DECREASED OUR GROCERY budget, and we still get by just fine every time!</p>
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		<title>By: Mike</title>
		<link>http://www.savingwithoutabudget.com/miscellaneous/start-paying-cash-and-watch-your-expenses-decrease/comment-page-1/#comment-11530</link>
		<dc:creator>Mike</dc:creator>
		<pubDate>Wed, 18 Apr 2007 03:28:03 +0000</pubDate>
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		<description>I&#039;m one of those people that pay off their credit card bill at the end of each month. While this article may not be aimed at me, I think its still a pretty good  idea that I should use cash more. Even though I don&#039;t spend more than I have I would probably buy less crap if I felt the sting of handing over cash with every purchase.</description>
		<content:encoded><![CDATA[<p>I&#8217;m one of those people that pay off their credit card bill at the end of each month. While this article may not be aimed at me, I think its still a pretty good  idea that I should use cash more. Even though I don&#8217;t spend more than I have I would probably buy less crap if I felt the sting of handing over cash with every purchase.</p>
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