An important way to achieve long term financial goals is to set smaller mile markers for yourself along the way. These short term goals are easier to focus on and accomplishing them builds momentum for the next one. Often, a gift or small indulgence feels appropriate but without the right resources and research, those rewards can bring you back to square one.
Making those short term goals and staying on budget means keeping an eye on sales, clearances, and coupons. In addition to newspaper inserts, many stores offer their coupons online or partner with websites such as Groupon Coupons to offer exclusive deals to readers. With the range of retailers looking to attract customers, you can find a great deal on your short term goal reward as you save on household essentials.
Take Walgreens. In one location, you can see all online offers and in-store sales to prepare your shopping list and make sure you don’t miss any opportunities. You may never have known you can buy contact lenses from Walgreens but seeing the coupon code available is a good opportunity to compare prices where you normally shop.
Coupons aren’t just for toilet paper and canned goods so as those little savings add up, scan the sales and find your indulgence at Sears. Some rewards can be useful like investing in a nice wardrobe staple. Choosing a high thread count sheet set adds an unexpected luxurious element to your sleep routine with the bonus of lasting longer than other discount finds.
If shiny things are your choice, a charm bracelet fits perfectly. After each short term goal is reached, add a charm ranging from sterling silver to 14K gold. That way, you’ll have a growing record of all of your fiscal achievements; a visible reminder that you know how to save on items big and small.
There are so many hard lessons to learn when faced with debt and emergencies. With a few tools, you can make the fiscal rebound faster and feel guilt-free about the little splurge you saved big on.