Comments for Saving Without A Budget

Comment on 25 Things to Throw Out Today by Kate

Kate — Thu, 29 Dec 2011 03:59:53 +0000

” I also agree that selling medication would be a bad idea.”

This made me laugh so hard.

Comment on Four Steps to Becoming Financially Successful by Brian Carr

Brian Carr — Wed, 21 Dec 2011 19:32:49 +0000

Thanks for the comment, Don. You’re absolutely right, the best way to make sure you save is to pay yourself first, whether it’s through a 401(k), automatic deductions into another retirement account, or simply having your direct deposit split into two accounts: one that pays the bills and the other that isn’t touched.

Comment on Four Steps to Becoming Financially Successful by Don @ MoneySmartGuides

Don @ MoneySmartGuides — Wed, 21 Dec 2011 19:16:20 +0000

I think 2a should be “pay yourself first”. I make sure I spend less than I earn by paying myself first. I contribute to my 401(k) and my HSA through work. Then when my direct deposit comes into my checking account, I have automatic payments sent to my Roth IRA and any other savings goals I currently have. Whatever is left over, is what I can spend. I can spend it all if I want, and even if I do, I’m still spending less than I earn.

Comment on Sample Budget – Create a Budget in Excel with this Budget Format by I Need to Make a Budget | Saving Without A Budget

I Need to Make a Budget | Saving Without A Budget — Mon, 19 Dec 2011 18:46:34 +0000

[...] The format is pretty easy to follow and relatively self explanatory, however, if you would like some instructions to go along with the template, please check out my Sample Budget – Create a Budget in Excel with this Budget Format post. [...]

Comment on Four Steps to Becoming Financially Successful by Brian Carr

Brian Carr — Mon, 12 Dec 2011 21:22:22 +0000

Thanks for the comment, Paula. Yes, I agree that simply being frugal isn’t going to amass you a fortune, however, it’s a great starting point!

Comment on Four Steps to Becoming Financially Successful by Paula @ Afford Anything

Paula @ Afford Anything — Mon, 12 Dec 2011 18:23:37 +0000

All my life, I’ve been frugal, but lately I’ve realized that you can’t frugal your way to wealth. So now I’m working hard on the “maximize your earnings” side of the equation. Frugality comes naturally to me, so I figure once I start earning more, I’ll be in a great spot.

Comment on Give Up Smoking – Or Better Yet, Don’t Even Start by Brian Carr

Brian Carr — Tue, 29 Nov 2011 13:15:04 +0000

The feeling is mutual.

Comment on Give Up Smoking – Or Better Yet, Don’t Even Start by Katie M

Katie M — Mon, 28 Nov 2011 14:27:56 +0000

I think you suck.

Comment on Aspire to be a Minimalist by Brian Carr

Brian Carr — Thu, 17 Nov 2011 19:37:27 +0000

Thanks for the comment, Tammy. I definitely agree with you about clutter! Cluttered desk = cluttered mind = unproductive, at least in my case!

Comment on Aspire to be a Minimalist by Tammy

Tammy — Thu, 17 Nov 2011 18:36:39 +0000

I wrote about minimalism today, too! Great minds obviously think alike!

Feeling happier and less weighed down by the stuff is a HUGE reason to go minimalist. For me it is also a case of being unable to perform at my best when I’m surrounded by clutter. When everything is in its place, it’s calming and I can focus again.