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	<title>Saving Without A Budget &#187; Miscellaneous</title>
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	<description>Saving Lots of Money Is Easy.  I'll Show You How.</description>
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		<title>When Should The Fed Start to Raise Rates?</title>
		<link>http://www.savingwithoutabudget.com/miscellaneous/when-should-the-fed-start-to-raise-rates/</link>
		<comments>http://www.savingwithoutabudget.com/miscellaneous/when-should-the-fed-start-to-raise-rates/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 18:50:25 +0000</pubDate>
		<dc:creator>Brian Carr</dc:creator>
		<br />
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		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[recession]]></category>

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		<description><![CDATA[


 According to an article by Chris Isidore of CNNMoney.com, a vast majority of economists expect that the United States Federal Reserve will keep its overnight lending rate – to which many home equity and credit cards interest rates are tied – near 0% through 2010 and into 2011.
Obviously, this is great news for those [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>I.O.U.S.A. Movie Review</title>
		<link>http://www.savingwithoutabudget.com/entertainment/iousa-movie-review/</link>
		<comments>http://www.savingwithoutabudget.com/entertainment/iousa-movie-review/#comments</comments>
		<pubDate>Sat, 23 Aug 2008 20:51:04 +0000</pubDate>
		<dc:creator>Brian Carr</dc:creator>
				<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Miscellaneous]]></category>

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		<description><![CDATA[


 I just got back from seeing I.O.U.S.A. -- and it was certainly a very eye opening experience.  Done in the same vein as documentaries like An Inconvenient Truth and Who Killed the Electric Car?, I.O.U.S.A. takes a hard look at United States&#8217; current Federal deficit and spending problems, discusses how we got into [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<item>
		<title>Thanks Mr. Greenspan!</title>
		<link>http://www.savingwithoutabudget.com/miscellaneous/thanks-mr-greenspan/</link>
		<comments>http://www.savingwithoutabudget.com/miscellaneous/thanks-mr-greenspan/#comments</comments>
		<pubDate>Sat, 11 Aug 2007 22:11:54 +0000</pubDate>
		<dc:creator>Brian Carr</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Miscellaneous]]></category>

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		<description><![CDATA[Let me preface everything I&#8217;m about to write by reminding you that despite having a degree in business/finance, I am nothing more than an arm-chair economist.  I find economic theory to be completely fascinating, but at the same time, I&#8217;m not exactly well versed in it.
That being said, I don&#8217;t think it takes a [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Alan Greenspan&#8217;s New Book</title>
		<link>http://www.savingwithoutabudget.com/miscellaneous/alan-greenspans-new-book/</link>
		<comments>http://www.savingwithoutabudget.com/miscellaneous/alan-greenspans-new-book/#comments</comments>
		<pubDate>Sun, 03 Jun 2007 21:30:30 +0000</pubDate>
		<dc:creator>Brian Carr</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Miscellaneous]]></category>

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		<description><![CDATA[It looks like Alan Greenspan is about to cash in in a pretty big way.
Greenspan is due to collect $8.5 million for an upcoming memoir entitled The Age of Turbulence: Adventures in a New World, which to me sounds more like a science fiction novel as opposed to something by a former Chairman of The [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Examine Your Last Credit Card Bill</title>
		<link>http://www.savingwithoutabudget.com/miscellaneous/examine-your-last-credit-card-bill/</link>
		<comments>http://www.savingwithoutabudget.com/miscellaneous/examine-your-last-credit-card-bill/#comments</comments>
		<pubDate>Thu, 24 May 2007 01:35:24 +0000</pubDate>
		<dc:creator>Brian Carr</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>

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		<description><![CDATA[This post is about as close as I&#8217;ll ever get to advocating that you start a monthly budget, but it is something that I&#8217;ve done over the past couple of months that has really helped me reduce the amount of money that I&#8217;ve spent on useless &#8220;want&#8221; items.
If you&#8217;re anything like me, you probably pay [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Real Estate&#8217;s Coming Death Rattle</title>
		<link>http://www.savingwithoutabudget.com/miscellaneous/real-estates-coming-death-rattle/</link>
		<comments>http://www.savingwithoutabudget.com/miscellaneous/real-estates-coming-death-rattle/#comments</comments>
		<pubDate>Wed, 09 May 2007 01:54:23 +0000</pubDate>
		<dc:creator>Brian Carr</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>

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	<category>what will happen to housing</category>
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		<description><![CDATA[Lately there&#8217;s been rampant speculation on where the housing market will go from here; you&#8217;ve got the optimists who say that we&#8217;ve hit the price floor and the market will only go up from here, you&#8217;ve got the pessimists (like me) who say that the worst is yet to come, and you&#8217;ve got a whole [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<item>
		<title>How to go About Getting a Raise</title>
		<link>http://www.savingwithoutabudget.com/miscellaneous/how-to-go-about-getting-a-raise/</link>
		<comments>http://www.savingwithoutabudget.com/miscellaneous/how-to-go-about-getting-a-raise/#comments</comments>
		<pubDate>Sun, 06 May 2007 21:38:07 +0000</pubDate>
		<dc:creator>Brian Carr</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>

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		<description><![CDATA[First off, I apologize for the amount of time between posts &#8211; last Saturday I thought it would be a good idea to go ahead and strip and restain my deck.  I thought that I would be done in a day or two, but unfortunately I was off by about a week.  So, [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>The Squeaky Wheel Gets the Grease</title>
		<link>http://www.savingwithoutabudget.com/miscellaneous/the-squeaky-wheel-gets-the-grease/</link>
		<comments>http://www.savingwithoutabudget.com/miscellaneous/the-squeaky-wheel-gets-the-grease/#comments</comments>
		<pubDate>Tue, 24 Apr 2007 02:24:25 +0000</pubDate>
		<dc:creator>Brian Carr</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>

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		<description><![CDATA[This past weekend, aside from enjoying the nice weather, I did something that I&#8217;ve done before &#8211; I went back to a company that had &#8220;done work&#8221; for me, told them that I wasn&#8217;t satisfied with their work and that I would like to be reimbursed for the costs I incurred for fixing their error.
To [...]]]></description>
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		<slash:comments>5</slash:comments>
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		<title>Financial Urban Legends Dubunked</title>
		<link>http://www.savingwithoutabudget.com/miscellaneous/financial-urban-legends-dubunked/</link>
		<comments>http://www.savingwithoutabudget.com/miscellaneous/financial-urban-legends-dubunked/#comments</comments>
		<pubDate>Sun, 22 Apr 2007 21:13:50 +0000</pubDate>
		<dc:creator>Brian Carr</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>

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		<description><![CDATA[The other day I came across a rather humorous/somewhat scary article on MSN Money regarding common financial urban legends.  I thought the article was funny because so many of the situations were completely absurd and unlikely.
However, the scary part is that many people actually believe these urban legends to be true statements.  Considering [...]]]></description>
		<wfw:commentRss>http://www.savingwithoutabudget.com/miscellaneous/financial-urban-legends-dubunked/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<item>
		<title>Start Paying Cash and Watch Your Expenses Decrease</title>
		<link>http://www.savingwithoutabudget.com/miscellaneous/start-paying-cash-and-watch-your-expenses-decrease/</link>
		<comments>http://www.savingwithoutabudget.com/miscellaneous/start-paying-cash-and-watch-your-expenses-decrease/#comments</comments>
		<pubDate>Wed, 18 Apr 2007 01:41:11 +0000</pubDate>
		<dc:creator>Brian Carr</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>

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		<description><![CDATA[This afternoon while I was on Yahoo! Finance checking out the stock market results, I came across an interesting/scary daily poll.  The question was, &#8220;What type of debt causes you the most stress?&#8221; to which the answers were: 1) mortgage, 2) student loans, 3) credit cards, 4) auto loans and 5) other.
I went ahead and [...]]]></description>
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		<slash:comments>4</slash:comments>
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