Comments on: If You Need to Refinance, The Sooner You Do It, The Better http://www.savingwithoutabudget.com/around-the-house/if-you-need-to-refinance-the-sooner-you-do-it-the-better/ Saving Lots of Money Is Easy. I'll Show You How. Sun, 25 Jul 2010 03:21:43 -0700 http://wordpress.org/?v=2.8.4 hourly 1 By: Automobile refinancing http://www.savingwithoutabudget.com/around-the-house/if-you-need-to-refinance-the-sooner-you-do-it-the-better/comment-page-1/#comment-55086 Automobile refinancing Mon, 10 Nov 2008 20:53:09 +0000 http://www.savingwithoutabudget.com/around-the-house/if-you-need-to-refinance-the-sooner-you-do-it-the-better/#comment-55086 Hi! Very interesting article! Always glad to read your site! Subscribed to your RSS feed! Many thanks for your work! Hi!
Very interesting article!
Always glad to read your site!
Subscribed to your RSS feed!
Many thanks for your work!

]]> By: Finance http://www.savingwithoutabudget.com/around-the-house/if-you-need-to-refinance-the-sooner-you-do-it-the-better/comment-page-1/#comment-54907 Finance Mon, 03 Nov 2008 13:19:42 +0000 http://www.savingwithoutabudget.com/around-the-house/if-you-need-to-refinance-the-sooner-you-do-it-the-better/#comment-54907 Yes refinancing can be a good option and lead to better returns, but subject to market conditions. Yes refinancing can be a good option and lead to better returns, but subject to market conditions.

]]> By: James http://www.savingwithoutabudget.com/around-the-house/if-you-need-to-refinance-the-sooner-you-do-it-the-better/comment-page-1/#comment-50610 James Wed, 14 May 2008 12:06:07 +0000 http://www.savingwithoutabudget.com/around-the-house/if-you-need-to-refinance-the-sooner-you-do-it-the-better/#comment-50610 Well in my case, the house im going to buy has gone down much more than mine that im selling (and have a buyer after 2 weeks).. so I think that there will be some upsides. James Well in my case, the house im going to buy has gone down much more than mine that im selling (and have a buyer after 2 weeks).. so I think that there will be some upsides.

James

]]> By: Kathryn http://www.savingwithoutabudget.com/around-the-house/if-you-need-to-refinance-the-sooner-you-do-it-the-better/comment-page-1/#comment-50522 Kathryn Wed, 07 May 2008 22:07:16 +0000 http://www.savingwithoutabudget.com/around-the-house/if-you-need-to-refinance-the-sooner-you-do-it-the-better/#comment-50522 The real estate market NEEDS to adjust. The loan industry has artificially increased the value of homes by creating insane products. Who NEEDS a sixty year mortgage? The best way to stay out of hot water is to only borrow what one income in the family can pay and to keep mortgage payments around or below 25% of monthly expenses. (for the record, I was one of those people who got a variable rate mortgage. The first few years it dropped until it was below anything that you can get today. We locked as soon as rates began to rise ;) ). The real estate market NEEDS to adjust. The loan industry has artificially increased the value of homes by creating insane products. Who NEEDS a sixty year mortgage?

The best way to stay out of hot water is to only borrow what one income in the family can pay and to keep mortgage payments around or below 25% of monthly expenses.

(for the record, I was one of those people who got a variable rate mortgage. The first few years it dropped until it was below anything that you can get today. We locked as soon as rates began to rise ;) ).

]]> By: Matt Sullivan http://www.savingwithoutabudget.com/around-the-house/if-you-need-to-refinance-the-sooner-you-do-it-the-better/comment-page-1/#comment-49503 Matt Sullivan Fri, 04 Apr 2008 18:18:31 +0000 http://www.savingwithoutabudget.com/around-the-house/if-you-need-to-refinance-the-sooner-you-do-it-the-better/#comment-49503 You could not be more correct. I am in the credit coaching industry and it is amazing how quickly the market continues to tighten. The waters are going to get even rougher before the year is done. You could not be more correct. I am in the credit coaching industry and it is amazing how quickly the market continues to tighten.

The waters are going to get even rougher before the year is done.

]]> By: nebby http://www.savingwithoutabudget.com/around-the-house/if-you-need-to-refinance-the-sooner-you-do-it-the-better/comment-page-1/#comment-48034 nebby Wed, 12 Mar 2008 03:49:07 +0000 http://www.savingwithoutabudget.com/around-the-house/if-you-need-to-refinance-the-sooner-you-do-it-the-better/#comment-48034 It is really too bad that the housing market had to come to a cliff and fall off. Many people tried to keep up with the joneses and appearance wise. This is why we are in the trouble we are all in economy wise at least. Gas prices are said to be $4 at the pumps by the end of this summer too :( It is really too bad that the housing market had to come to a cliff and fall off. Many people tried to keep up with the joneses and appearance wise. This is why we are in the trouble we are all in economy wise at least. Gas prices are said to be $4 at the pumps by the end of this summer too :(

]]> By: Kenneth http://www.savingwithoutabudget.com/around-the-house/if-you-need-to-refinance-the-sooner-you-do-it-the-better/comment-page-1/#comment-43327 Kenneth Mon, 07 Jan 2008 06:26:06 +0000 http://www.savingwithoutabudget.com/around-the-house/if-you-need-to-refinance-the-sooner-you-do-it-the-better/#comment-43327 I agree, but for a completely different reason. To me, people who have ARM loans they can't afford when the payment adjusts are the same kind of people who file bankruptcy, and coincidentally, I hate both of those types of people. Why? Because they're the type of people who cost me more money in higher interest rates on my fixed rate loans. Yeah, because the jerks out there reckless with their finances are the ones who ruin it for all us responsible types. Go get your fixed rate loan, now, and pay it on time every month! I agree, but for a completely different reason. To me, people who have ARM loans they can’t afford when the payment adjusts are the same kind of people who file bankruptcy, and coincidentally, I hate both of those types of people. Why? Because they’re the type of people who cost me more money in higher interest rates on my fixed rate loans. Yeah, because the jerks out there reckless with their finances are the ones who ruin it for all us responsible types. Go get your fixed rate loan, now, and pay it on time every month!

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